Compare USDC cash-out methods.

USDCtoFiat coordinates non-custodial sales of native Base USDC across the current ZKP2P payment and currency catalog, including USD, EUR, GBP, INR, and CNY. Payment-provider eligibility and account policies still apply; technical route support is not permission to use an external account, and Wise currently prohibits P2P crypto-sale receipts.

No. You sign every transaction from your own wallet. Your USDC is locked in a public Base contract and releases to the buyer only after their payment is proven. You can withdraw any unfilled deposit at any time.

Creating and managing a seller deposit is free, though Base gas applies to onchain actions. On delegated fills, Delegate's 0.10% manager fee comes from the USDC released to the buyer, not from your fiat proceeds or your quoted rate.

No exchange account is required to use USDCtoFiat. You need a wallet holding USDC on Base and an account on the payment app you want to be paid in. The payment app's own account rules and limits still apply.

USDCtoFiat does not collect identity documents, hold your fiat, or hold your keys. The payment app you use still controls its own verification, limits, and account rules. USDC settlement happens through Base smart contracts, and we cannot change what Venmo, PayPal, Wise, Zelle, or your bank requires.

Cash App and Alipay can require PeerAuth registration; Venmo links its payment-receipt email instead. The protocol's PayPal and Wise integrations have one-time handle registration. That is only a technical prerequisite: Wise currently prohibits P2P crypto-sale receipts, and PayPal may require preapproval for cryptocurrency-related payments.