Ten ways to receive fiat for USDC.
Each deposit has a payment method, currency, and payout handle. Buyers choose the route that matches where they can pay from. Here is what each method needs and covers.
Payment method catalog
| Method | Identifier | Currencies | Notes |
|---|---|---|---|
 Venmo | Username (no @, public) | USD | $5,000 per-fill cap |
 Cash App | Cashtag (no $) | USD | US only |
 Chime | $ChimeSign | USD | Must be discoverable |
 Zelle | Registered email | USD | Matched in lowercase |
 Revolut | Revtag (no @, public) | EUR, GBP, USD | Region-dependent |
 Wise | Wisetag (no @) | EUR, GBP, USD | Verify extension |
 PayPal | PayPal.me username | USD, EUR, GBP | Verify extension; buyers need PLUS tier |
 Monzo | Monzo.me username | GBP | UK only |
 N26 | IBAN | EUR | $10,000 per-fill cap |
 Luxon | USD, EUR, GBP | Luxon account rules apply |
Pick by currency
For USD, use Venmo, Cash App, Zelle, or Chime. For EUR and GBP, use Revolut, Wise, N26, Monzo, PayPal, or Luxon. Every method settles into the same non-custodial Base flow.
Choose the account you want paid
Choose the method where you actually want the money. A better quoted rate is worthless if your account cannot receive that currency. For USD, Venmo and Cash App are the most liquid; for EUR and GBP, Revolut and Wise lead.
Keep exploring
Common questions
What is USDCtoFiat?
USDCtoFiat lets you sell USDC on Base for money in Venmo, Cash App, Chime, Revolut, Wise, Zelle, PayPal, Monzo, N26, and Luxon. You keep control of your wallet, and trades settle through non-custodial ZKP2P smart contracts on Base.
Does USDCtoFiat hold my funds?
No. You sign every transaction from your own wallet. Your USDC is locked in a public Base contract and releases to the buyer only after their payment is proven. You can withdraw any unfilled deposit at any time.
What does it cost to sell?
Creating and managing a seller deposit is free, though Base gas applies to onchain actions. The offramp SDK is free to integrate. On delegated fills, Delegate's 0.10% manager fee comes from the USDC released to the buyer, not from your fiat proceeds or your quoted rate. Peerlytics analytics, webhooks, and API credits are priced separately.
Do I need a centralized exchange account?
No exchange account is required to use USDCtoFiat. You need a wallet holding USDC on Base and an account on the payment app you want to be paid in. The payment app's own account rules and limits still apply.
Do I need to complete KYC?
USDCtoFiat does not collect identity documents, hold your fiat, or hold your keys. The payment app you use still controls its own verification, limits, and account rules. USDC settlement happens through Base smart contracts, and we cannot change what Venmo, PayPal, Wise, Zelle, or your bank requires.
Which payment methods need the Verify extension?
PayPal and Wise. Both require one-time handle registration in the USDCtoFiat Verify browser extension before your first deposit with that method.