Payment app · USD

Cash App accepts USDC—here is when a Base cash-out route still helps.

Eligible Cash App customers can send and receive USDC directly on Solana, Ethereum, Polygon, and Arbitrum, with inbound USDC automatically converted to USD. Base is not currently listed. For native Base USDC, USDCtoFiat offers a separate P2P route where a buyer pays USD to your Cashtag.

Sell USDC to Cash App Compare USD methods

Direct Cash App USDC vs a Base cash-out

Cash App announced broad USDC availability on May 27, 2026. Eligibility and geography still apply, and its terms describe Cash App's P2P service as personal rather than commercial. Policy reviewed July 22, 2026.

Route	What happens	Network
Direct Cash App deposit	Cash App receives USDC and automatically converts it to USD	Solana, Ethereum, Polygon, or Arbitrum
USDCtoFiat	A buyer sends USD to your Cashtag while USDC settles in a Base contract	Base

Cash App stablecoins announcement

Official supported networks, automatic conversion, eligibility, and availability.

Cash App terms

Current account and P2P-service rules from Cash App.

Cash App facts

Field	Value
Currency	USD
Identifier	Cashtag (without the $)
Best for	US sellers who keep balance in Cash App
Constraint	Eligibility, personal-use rules, and buyer demand apply

How a Cash App sale works

01Create a USD deposit for Cash App and enter your Cashtag.
02A buyer starts the trade and sends USD to your Cashtag.
03Once the Cash App payment is proven, the contract releases your USDC to the buyer.

Keep exploring

Supported currencies Liquidity and fill speed

Common questions

What is USDCtoFiat?

USDCtoFiat coordinates non-custodial sales of native Base USDC for USD, EUR, or GBP through ZKP2P smart contracts. Payment-provider eligibility and account policies still apply; technical route support is not permission to use an external account, and Wise currently prohibits P2P crypto-sale receipts.

Does USDCtoFiat hold my funds?

No. You sign every transaction from your own wallet. Your USDC is locked in a public Base contract and releases to the buyer only after their payment is proven. You can withdraw any unfilled deposit at any time.

What does it cost to sell?

Creating and managing a seller deposit is free, though Base gas applies to onchain actions. The offramp SDK is free to integrate. On delegated fills, Delegate's 0.10% manager fee comes from the USDC released to the buyer, not from your fiat proceeds or your quoted rate. Peerlytics analytics and API credits are priced separately.

Do I need a centralized exchange account?

No exchange account is required to use USDCtoFiat. You need a wallet holding USDC on Base and an account on the payment app you want to be paid in. The payment app's own account rules and limits still apply.

Do I need to complete KYC?

USDCtoFiat does not collect identity documents, hold your fiat, or hold your keys. The payment app you use still controls its own verification, limits, and account rules. USDC settlement happens through Base smart contracts, and we cannot change what Venmo, PayPal, Wise, Zelle, or your bank requires.

What identifier does Cash App use?

Your Cashtag, entered without the leading $. The buyer pays that Cashtag directly; USDCtoFiat never touches the money sent through Cash App.

Can I use Cash App outside the US?

Cash App's USDC feature is for eligible US customers and excludes New York at launch. For non-US payouts, compare the current multi-currency methods and their account policies before creating a route.