USDC to Wise settles to your Wisetag in EUR, GBP, or USD.
Wise does not accept USDC directly. USDCtoFiat lets you receive a Wise transfer in EUR, GBP, or USD while your USDC settles through a Base smart contract.
Wise facts
| Field | Value |
|---|---|
| Currencies | EUR, GBP, USD |
| Identifier | Wisetag (no @) |
| Setup | One-time Wisetag registration in the USDCtoFiat Verify extension |
| Best for | Cross-border EUR and GBP settlement from a Wise account |
| Constraint | Wise account rules and recipient corridor availability apply |
Register your Wisetag once
Wise needs one extra setup step. Before your first Wise deposit, register your Wisetag in the USDCtoFiat Verify extension so the protocol can prove the handle is yours. This requires desktop Chrome with a logged-in Wise session. After that, you can create and manage Wise deposits normally, including from mobile.
How a Wise sale works
- 01Register your Wisetag in the Verify extension (first time only).
- 02Create a Wise deposit, choose EUR, GBP, or USD, and enter your Wisetag.
- 03A buyer starts the trade and sends you a Wise transfer in that currency.
- 04Once the Wise transfer is proven, the contract releases your USDC to the buyer.
Keep exploring
Common questions
What is USDCtoFiat?
USDCtoFiat lets you sell USDC on Base for money in Venmo, Cash App, Chime, Revolut, Wise, Zelle, PayPal, and Monzo. You keep control of your wallet, and trades settle through non-custodial ZKP2P smart contracts on Base.
Does USDCtoFiat hold my funds?
No. You sign every transaction from your own wallet. Your USDC is locked in a public Base contract and releases to the buyer only after their payment is proven. You can withdraw any unfilled deposit at any time.
What does it cost to sell?
Creating and managing a seller deposit is free, though Base gas applies to onchain actions. The offramp SDK is free to integrate. On delegated fills, Delegate's 0.10% manager fee comes from the USDC released to the buyer, not from your fiat proceeds or your quoted rate. Peerlytics analytics and API credits are priced separately.
Do I need a centralized exchange account?
No exchange account is required to use USDCtoFiat. You need a wallet holding USDC on Base and an account on the payment app you want to be paid in. The payment app's own account rules and limits still apply.
Do I need to complete KYC?
USDCtoFiat does not collect identity documents, hold your fiat, or hold your keys. The payment app you use still controls its own verification, limits, and account rules. USDC settlement happens through Base smart contracts, and we cannot change what Venmo, PayPal, Wise, Zelle, or your bank requires.
Why does Wise need a browser extension?
Wise and PayPal require one-time handle registration through the USDCtoFiat Verify extension so payments to you can be verified. After registering once, you create Wise deposits normally.
Which currencies does Wise settle here?
USDCtoFiat settles EUR, GBP, and USD on Wise. The wider ZKP2P protocol reaches more currencies; the app focuses on these three.