Sell USDC for US Dollar (USD) through Chime.
Chime USD pays your $ChimeSign handle, so the dollars land in your Chime account. It suits US sellers who keep their balance in Chime instead of a traditional bank app. Fiat moves directly between buyer and seller through Chime; the USDC leg settles through ZKP2P smart contracts on Base.
Chime USD setup
| Field | Value |
|---|---|
| Payment method | Chime |
| Currency | USD - US Dollar |
| Seller identifier | $ChimeSign (publicly discoverable) |
| Setup | Use your $ChimeSign handle and keep it publicly discoverable so a buyer can pay it. No extension registration is required for Chime. |
| Custody | Seller wallet signs; USDC locks in EscrowV2 on Base |
Sell USDC for USD in four steps
- 1Connect a wallet that holds native USDC on Base.
- 2Choose Chime as the payment method and USD as the currency.
- 3Enter your $ChimeSign (publicly discoverable) and create the Base smart-contract deposit.
- 4A buyer pays you in USD through Chime; USDC releases after the payment is proven.
Demand and timing
USD via Chime depends on buyers who pay your exact $ChimeSign for the amount on the deposit. Confirm the handle is current before publishing, since it is what the buyer uses to send USD.
Chime is a US-only method, so both sides need US Chime accounts. Chime applies its own account rules and limits.
Common questions
What is USDCtoFiat?
USDCtoFiat lets you sell USDC on Base for money in Venmo, Cash App, Chime, Revolut, Wise, Zelle, PayPal, Monzo, N26, and Luxon. You keep control of your wallet, and trades settle through non-custodial ZKP2P smart contracts on Base.
Does USDCtoFiat hold my funds?
No. You sign every transaction from your own wallet. Your USDC is locked in a public Base contract and releases to the buyer only after their payment is proven. You can withdraw any unfilled deposit at any time.
Can I sell USDC for USD on Chime?
Yes. Create a Base deposit, choose Chime and USD, and a buyer pays your $ChimeSign (publicly discoverable). Whether a specific payment reaches you depends on your Chime account, region, and limits.
How fast does a deposit fill?
Fill speed depends on buyer demand for your payment method, currency, and rate. Liquid routes like USD via Venmo or Cash App, or EUR/GBP via Revolut or Wise, move fastest. You can withdraw unfilled deposits whenever you want.